CONDIZIONI GENERALI DI CONTRATTO SERVIZIO “TO RECEIVE” (“Condizioni Generali”)

1. Parti

1.1 Le presenti Condizioni Generali regolano il rapporto fra Lei (il “Beneficiario”) e RIA, che agisce in qualità di intermediario finanziario in Italia (elenco generale degli intermediari finanziari di cui all’art. 106 del D.lgs. 385/1993, n. di iscrizione 35486) in relazione al ritiro delle Rimesse inviate attraverso il network di RIA.

2. Ritiro e disponibilità delle Rimesse

2.1 Per consentirLe di ritirare le Rimesse a Suo favore, Le sarà richiesto di presentare un valido documento di identità, unitamente al numero di identificazione della transazione che ha ricevuto dal Mittente.

2.2 Le Rimesse saranno disponibili per il ritiro entro la fine del Giorno Lavorativo in cui il Mandatario di destinazione ha ricevuto i fondi relativi alla Rimessa inviata dal Mittente, intendendosi per “Giorno Lavorativo” un giorno durante il quale il Mandatario di destinazione è operativo. Se una Rimessa non viene da Lei ritirata entro 30 Giorni Lavorativi da quando i relativi fondi sono disponibili per il ritiro presso il Mandatario di destinazione, il trasferimento verrà cancellato e la restituzione dei fondi regolata fra RIA e il Mittente.

2.3 Resta inteso che né il Mittente né il Beneficiario saranno in nessun momento titolari di un conto di deposito presso RIA. Di conseguenza, sulle Rimesse trasferite non maturerà alcun interesse, neppure in relazione al ritardo nel ritiro delle stesse.

3. Costi

3.1 Qualora alcune commissioni relative al servizio di trasferimento delle Rimesse siano a Suo carico, il dettaglio di tali commissioni sarà indicato nella Ricevuta. Resta inteso che il Mandatario potrà compensare tali costi deducendoli dal totale della Rimesse trasferite a Suo favore.

4. Valuta e conversione

4.1 Qualora Lei richieda la conversione della Rimessa in una valuta diversa da quella indicata dal Mittente, il Mandatario effettuerà la conversione al tasso di cambio fissato da RIA (“Tasso di Cambio”). Il Tasso di Cambio e l’importo della Rimessa prima della conversione saranno dettagliatamente indicati nella Ricevuta.

4.2 Qualsiasi importo risultante dalla differenza (se esistente) fra il Tasso di Cambio come sopra definito ed il tasso di cambio corrente al momento della conversione sarà trattenuto da RIA e/o dal Mandatario.

5. Responsabilità

5.1 RIA sarà unicamente responsabile per la corretta esecuzione del pagamento della Rimessa al Beneficiario dal momento, e solo nei limiti, in cui il Mandatario di destinazione abbia effettivamente ricevuto i fondi dal Mittente.

5.2 RIA non si assume alcuna responsabilità per ritardi o impossibilità di eseguire la Rimessa in conformità alle istruzioni ricevute dal Mittente che siano dovuti a leggi locali o a regolamenti in vigor nel paese di destinazione o ad altre circostanze fuori dal controllo di RIA o che comunque non siano imputabili a RIA e/o al Mandatario.

5.3 Nei limiti di quanto consentito dalla legge italiana, la responsabilità di RIA sarà in ogni caso limitata ad un importo pari alla Rimessa più le commissioni e spese pagate dal Mittente.

5.4 Il presente Articolo 5 non intende escludere la responsabilità di RIA per morte o lesioni personali dovuti a dolo o colpa grave.

5.5 Il Mandatario e/o RIA non saranno comunque responsabili per i danni indiretti, effettivi o potenziali, derivati da eventuali ritardi nei pagamenti, qualunque sia la causa che li ha determinati, né per il mancato ottenimento o godimento di qualsiasi bene o servizio che avrebbe dovuto essere pagato con le Rimesse.

6. Trattamento dei dati personali

6.1 l’ausilio di strumenti elettronici e ai fini dello svolgimento del Servizio, per l’adempimento di obblighi previsti da leggi e regolamenti vigenti in Italia e/o nel paese di destinazione, dalla normativa comunitaria, da disposizioni impartite da autorità a ciò legittimate dalla legge o da organi di vigilanza e controllo, per finalità connesse ad obblighi previsti dalla normativa in materia di antiriciclaggio, nonché per la gestione dei rapporti con le società del gruppo di cui fa parte RIA. Il conferimento dei dati personali è necessario per lo svolgimento del servizio di trasferimento delle Rimesse dal Mittente al Beneficiario; il rifiuto di conferimento comporta l’impossibilità di eseguire il servizio. Tali dati saranno trattati direttamente dall’organizzazione del Titolare e/o del Contitolare, di seguito indicati. I dati personali potranno essere comunicati a soggetti terzi in Italia e all’estero, anche in paesi che non offrono le medesime garanzie di protezione dei dati personali, a soggetti e/o enti pubblici e privati, pubbliche autorità, società del gruppo di cui fa parte RIA. Lei può esercitare i diritti di cui all’art. 7 del D. Lgs. 196/2003, fermo restando quanto stabilito all’art. 8, comma 2, lettera a) del medesimo Decreto, inoltrando le relative richieste al Titolare e/o al Contitolare e/o ai Responsabili del trattamento qualora individuati. Titolare del trattamento è RIA ITALIA S.r.l., con sede legale in Via Francesco Benaglia, 13, 00153 Roma. Responsabile del trattamento è il Responsabile dell’area Marketing e Commerciale di RIA. Contitolare del trattamento è il Mandatario indicato nell’intestazione della Ricevuta.

7. Contatti

7.1 Il Servizio Clienti di RIA potrà essere contattato al numero 800 94 00 04 durante i normali orari d’ufficio (dalle 09.00 alle 19.30), a mezzo posta all’indirizzo Ria Italia S.r.l. - Via Benaglia, 13 - 00153 Roma, o tramite e-mail all’indirizzo italycs@riafinancial.com

8. Reclami

8.1 Nel caso in cui sorga una controversia tra il Cliente e RIA ITALIA S.r.l., relativa all’interpretazione ed applicazione del contratto, il Cliente ha il diritto di presentare un reclamo all’Ufficio Reclami di Ria Italia S.r.l. - Via Benaglia, 13 - 00153 Roma – Tel. +39 06 203939 05 - Fax: +39 800 91 50 49 - Email: itlegal@riafinancial.com , anche per lettera raccomandata A/R o per via telematica. L’ RIA ITALIA S.r.l. deve rispondere entro 30 giorni. Se il Cliente non è soddisfatto o non ha ricevuto risposta, può rivolgersi all’Arbitro Bancario Finanziario (ABF). Per sapere come rivolgersi all’Arbitro si può consultare il sito www.arbitrobancariofinanziario.it chiedere presso le filiali della Banca d’Italia, oppure chiedere all’intermediario, consultando la Guida Pratica per il ricorso all’ABF pubblicata sul sito www.riafinancial.com . E’ sempre fatto salvo il diritto del Cliente di adire l’Autorità Giudiziaria per la tutela dei propri diritti.

8.2 Il Cliente ha il diritto di attivare – singolarmente o in forma congiunta con l’intermediario – una procedura di conciliazione finalizzata al tentativo di trovare un accordo. Detto tentativo sarà esperito, ai sensi e per gli effetti dell’art. 40, comma 6, del decreto legislativo 17 gennaio 2003 n. 5, dall’Organismo di conciliazione bancaria costituito dal Conciliatore BancarioFinanziario – Associazione per la soluzione delle controversie bancarie, finanziarie e societarie – ADR (www.conciliatorebancario.it) - Via delle Botteghe Oscure, 54 - 00186 Roma – Tel 06-674821 o e-mail associazione@conciliatorebancario.it , iscritto al n. 3 del registro, tenuto dal Ministero della Giustizia, ex art. 38 del d.lgs. 17 gennaio 2003, n. 5. Resta impregiudicato il diritto del Cliente di adire l’Autorità Giudiziaria per la tutela dei propri diritti nel caso la conciliazione si dovesse concludere senza il raggiungimento di un accordo.

9. Completezza

9.1 Lei riconosce che il presente accordo, composto esclusivamente dalle presenti Condizioni Generali, costituisce l’intero contratto fra Lei e RIA e sostituisce e risolve ogni precedente accordo e/o pattuizione fra Lei e RIA.

10. Diritti di Terzi

10.1 Nessun soggetto che non sia parte delle presenti Condizioni Generali potrà vantare alcun diritto né avanzare alcuna pretesa nei confronti di RIA e/o del Mandatario ai sensi del presente accordo.

11. Invalidità parziale

11.1 L’invalidità o inopponibilità (dichiarata da qualsiasi corte o autorità competente) di qualsiasi clausola, o parte di essa, delle presenti Condizioni Generali non comporterà l’invalidità o l’inopponibilità delle restanti clausole.

12. Lingua e Legge regolatrice

12.1 Le presenti Condizioni Generali sono redatte in lingua italiana. Ogni traduzione eventualmente fornita da RIA e/o dal Mandatario si intenderà predisposta solo per facilitarne la comprensione, restando inteso che, in caso di dubbio o contrasto interpretativo riguardante espressioni contenute nelle due versioni, prevarrà, ad ogni effetto, quella in lingua italiana.

12.2 Le presenti Condizioni Generali saranno rette dalla, e interpretate in conformità con la, legge italiana.

 

 “Send Money to India” Prize Draw 2017 Official Rules       

(“The Prize Draw”)

 

This Prize Draw is open to (i) India; and (ii) to the foreign countries indicated in the legal section at www.riafinancial.com (each a “Foreign Sponsor Country”).

 

1.                  Eligibility

 

The Prize Draw is open to natural persons in India (“Entrants”). Money Remittances (as defined herein) originated in Australia and collected by citizens of Australia in India (“Australian Beneficiaries”) shall be excluded from this Prize Draw, and consequently, Australian Beneficiaries have no chance to win a prize. Employees, officers, and directors of the Sponsors  and any of their respective affiliates, subsidiaries, representatives, contractors and members of their immediate families (spouses, parents, siblings and children, regardless of where they live) and those living in the same household (whether or not related) are not eligible to enter or win. Participation constitutes Entrant's full and unconditional agreement to these Official Rules, which are final and binding in all matters related to the Prize Draw. Winning a prize is contingent upon fulfilling all requirements set forth herein. Sponsors reserve the right to verify the eligibility of winners.

 

2.        Prize Draw Dates

The Prize Draw begins on May 23, 2017 at 00:00 a.m. United Kingdom Time (GMT) and ends on July 31, 2017 at 23:59:59 p.m. United Kingdom Time (GMT) (“Prize Draw Period”).

 

3.        Sponsors

For India, RIA Money transfer services Pvt Ltd. , located in [insert complete name and address].

 

For the rest of Sponsors, please visit the legal section at www.riafinancial.com.

 

4.        How to Enter

 

There is only one (1) way to enter:

 

COLLECT A MONEY REMITTANCE AT AN AUTHORIZED DEALER IN INDIA: During the Prize Draw Period, Entrants must be the receivers of at least one (1) money remittance (of any amount) originated by a sender (“Sender”) during the Prize Draw Period though a Sponsor located in a Foreign Sponsor Country (“Money Remittance”) AND Entrants must collect the funds of the respective Money Remittance at any payout location open for business in India of Paul Merchants Limited, Weizmann Forex Ltd, Transcorp International Ltd, RIA Money transfer services Pvt Ltd. and of  any other company as determined by the Sponsors from time to time during the Prize Draw Period (“Authorized Dealers”).  

 

Entrants shall abide by the terms and conditions of the respective Sponsor ruling money transfer services, including the payment of any fees and charges associated with a Money Remittance.

 

For the full list of Authorized Dealers, please visit the legal section at www.riafinancial.com.

 

5.        Prizes.

Thirty (3o) prizes of 30 grams of 24-carat gold with an approximate retail value (“ARV”) of USD 1,300.00 per prize (each, a “First Prize”), and one (1) prize of 100 grams of 24-carat gold with an approximate ARV of USD 4,333.00 (“Grand Prize”). Winners may only win one prize per eligible Money Remittance.

 

6.             Selection of Winners

On or around August 15, 2017, thirty (30) First Prize winners and One (1) Grand Prize winner will be randomly selected from two raffles (one for each category of Prize) held among all the Entrants of eligible Money Remittances as established in these Official Rules. Drawing will be conducted by an independent Public Notary. The odds of winning a prize depend on the total number of Money Remittances sent by Senders to India and collected by Entrants at any Authorized Dealer within the Prize Draw Period.

 

7.             Prize awards and Restrictions

 

PRIZES SHALL BE AWARDED EXCLUSIVELY TO THE ENTRANTS. In no case Senders are entitled to receive a prize and prizes may not be substituted, assigned, transferred, or redeemed for cash; however, Sponsors reserve the right to make equivalent prize substitutions at its sole discretion if any prize (or portion of a prize) becomes unavailable. Sponsors shall not be responsible for any loss of a prize or portion of a prize after it has been delivered. Sponsors will not replace any lost or stolen prizes. The ARV of any prize is subject to fluctuations and if the actual purchase price of a prize is less than the ARV established herein, Sponsors shall not compensate for the price difference. Sponsors shall be responsible for all duties and taxes imposed to Entrants awarded with a prize, including taxes on income, subject to the Entrant´s completion of any required declarations and/or tax forms (“Tax Forms”). Notwithstanding the foregoing, the Sponsors, in its sole discretion, may file on behalf of the winning Entrants any Tax Forms necessary to comply with Indian laws and regulations and as such, all winning Entrants grant the Sponsors with a right to access to, and use of, any personal data for the purposes of filing all Tax Forms with tax authorities and governmental agencies in India. If required by the Sponsors, Winning Entrants shall accept and sign a proof of delivery of the prizes awarded and authorize in writing any further processing and disclosure of winning Entrant´s personal data for the purposes determined by the Sponsors in accordance with Indian laws and regulations.  

 

8.             Notification to Winners

 

The unique identification codes of the Money Remittances of the winners will be published in the legal section at www.riafinancial.com.

Winners will be notified via telephone within ten (10) calendar days after the next day to the drawing of the date and address where to collect the prize (“Place of Delivery”). The Place of Delivery shall be the location of the Authorized Dealer where a winning Entrant collected the funds of a Money Remittance. Sponsors shall reimburse to the winners all reasonable transportation costs incurred up to a maximum amount of Fifty United Stated Dollars (USD 50) or its equivalent in Indian Rupees after receipt of the invoice/s evidencing such costs at the Place of Delivery.

If a Sender fails to provide with the telephone number of the winning Entrant under the payment instruction of an eligible Money Remittance, the Sponsors shall contact the respective Sender to obtain Entrant´s telephone number. If Senders or a winning Entrant are not reachable via telephone after a minimum of three (3) attempts  or if a winner fails to present himself at the Place of Delivery and date communicated by the Sponsors, the Sponsors will award the prize to an alternate Entrant selected in order of appearance  among the resulting Money Remittance entries of the respective raffle and following the communication procedure established herein.  

Entrants awarded with a prize are subject to verification by Sponsors and shall be responsible for presenting a valid identification document before receiving the prize at the Place of Delivery.

 

9.             General Conditions and limitation of liability 

Sponsors may change the Official Rules for this Prize Draw, including the number of drawings for the selection of winners to assure all Entrants of an eligible Money Remittance have a chance to win at least one (1) prize, and discontinue the Prize Draw at any time for events falling out of its control, including without limitation suspected or actual fraud. Sponsors reserve the right at its sole discretion to disqualify any individual if it suspects or finds to violate the Official Rules of the Prize Draw or the terms and conditions applicable to money remittance services. Sponsors shall not bear responsibility for any inaccurate information received from Senders, for the delay in the availability of a Money Remittance to an Entrant at an Authorized Dealer or failure by the Entrant to collect a Money Remittance at an Authorized Dealer within the Prize Draw Period, or for the suspension or cancellation of a Money Remittance in accordance with Sponsor´s terms and conditions and/or laws and regulations applicable to money remittance services in the Sponsor´s Country.   

 

10.         Publicity

Except where prohibited by law, winners grant to Sponsors and its affiliates, and those acting pursuant to their authority, the right and permission to publish and use worldwide in any media, including without limitation the Sponsors´ websites, each winners´ name, picture, portrait and/or voice for advertising and promotional purposes (including the announcement of his or her name, picture or video showing images of the winner on the internet or press release) without additional consideration, compensation, permission or notification.Licensor hereby grants to Licensees, effective upon the Effective Date, an exclusive, perpetual, irrevocable, royalty-free, fully paid-up, worldwide license to use, copy, display, perform, distribute and otherwise commercially exploit, in any manner and in any medium now known or hereinafter devised or created (including by creating or having created media in which Lagasse Publicity Rights are embodied for use in connection with the marketing or distribution of products and services), the Lagasse Publicity Rights in connection with any and all businesses, 3 products or services, excluding only the Permitted Activities other than the Resale Business and other uses reserved to Licensor under Section 2.04; provided, that with respect to the Resale Business, such license shall be non

 

11.         Law and jurisdiction

This Prize Draw shall be governed by and construed in accordance with the laws of India and any disputes in connection with this Prize Draw shall be submitted to the courts in Mumbai, India.

 

 





 

 “Send Money to India” Prize Draw 2017 Official Rules       

(“The Prize Draw”)

 

This Prize Draw is open to (i) India; and (ii) to the foreign countries indicated in the legal section at www.riafinancial.com (each a “Foreign Sponsor Country”).

 

1.                  Eligibility

 

The Prize Draw is open to natural persons in India (“Entrants”). Money Remittances (as defined herein) originated in Australia and collected by citizens of Australia in India (“Australian Beneficiaries”) shall be excluded from this Prize Draw, and consequently, Australian Beneficiaries have no chance to win a prize. Employees, officers, and directors of the Sponsors  and any of their respective affiliates, subsidiaries, representatives, contractors and members of their immediate families (spouses, parents, siblings and children, regardless of where they live) and those living in the same household (whether or not related) are not eligible to enter or win. Participation constitutes Entrant's full and unconditional agreement to these Official Rules, which are final and binding in all matters related to the Prize Draw. Winning a prize is contingent upon fulfilling all requirements set forth herein. Sponsors reserve the right to verify the eligibility of winners.

 

2.        Prize Draw Dates

The Prize Draw begins on May 23, 2017 at 00:00 a.m. United Kingdom Time (GMT) and ends on July 31, 2017 at 23:59:59 p.m. United Kingdom Time (GMT) (“Prize Draw Period”).

 

3.        Sponsors

For India, RIA Money transfer services Pvt Ltd. , located in [insert complete name and address].

 

For the rest of Sponsors, please visit the legal section at www.riafinancial.com.

 

4.        How to Enter

 

There is only one (1) way to enter:

 

COLLECT A MONEY REMITTANCE AT AN AUTHORIZED DEALER IN INDIA: During the Prize Draw Period, Entrants must be the receivers of at least one (1) money remittance (of any amount) originated by a sender (“Sender”) during the Prize Draw Period though a Sponsor located in a Foreign Sponsor Country (“Money Remittance”) AND Entrants must collect the funds of the respective Money Remittance at any payout location open for business in India of Paul Merchants Limited, Weizmann Forex Ltd, Transcorp International Ltd, RIA Money transfer services Pvt Ltd. and of  any other company as determined by the Sponsors from time to time during the Prize Draw Period (“Authorized Dealers”).  

 

Entrants shall abide by the terms and conditions of the respective Sponsor ruling money transfer services, including the payment of any fees and charges associated with a Money Remittance.

 

For the full list of Authorized Dealers, please visit the legal section at www.riafinancial.com.

 

5.        Prizes.

Thirty (3o) prizes of 30 grams of 24-carat gold with an approximate retail value (“ARV”) of USD 1,300.00 per prize (each, a “First Prize”), and one (1) prize of 100 grams of 24-carat gold with an approximate ARV of USD 4,333.00 (“Grand Prize”). Winners may only win one prize per eligible Money Remittance.

 

6.             Selection of Winners

On or around August 15, 2017, thirty (30) First Prize winners and One (1) Grand Prize winner will be randomly selected from two raffles (one for each category of Prize) held among all the Entrants of eligible Money Remittances as established in these Official Rules. Drawing will be conducted by an independent Public Notary. The odds of winning a prize depend on the total number of Money Remittances sent by Senders to India and collected by Entrants at any Authorized Dealer within the Prize Draw Period.

 

7.             Prize awards and Restrictions

 

PRIZES SHALL BE AWARDED EXCLUSIVELY TO THE ENTRANTS. In no case Senders are entitled to receive a prize and prizes may not be substituted, assigned, transferred, or redeemed for cash; however, Sponsors reserve the right to make equivalent prize substitutions at its sole discretion if any prize (or portion of a prize) becomes unavailable. Sponsors shall not be responsible for any loss of a prize or portion of a prize after it has been delivered. Sponsors will not replace any lost or stolen prizes. The ARV of any prize is subject to fluctuations and if the actual purchase price of a prize is less than the ARV established herein, Sponsors shall not compensate for the price difference. Sponsors shall be responsible for all duties and taxes imposed to Entrants awarded with a prize, including taxes on income, subject to the Entrant´s completion of any required declarations and/or tax forms (“Tax Forms”). Notwithstanding the foregoing, the Sponsors, in its sole discretion, may file on behalf of the winning Entrants any Tax Forms necessary to comply with Indian laws and regulations and as such, all winning Entrants grant the Sponsors with a right to access to, and use of, any personal data for the purposes of filing all Tax Forms with tax authorities and governmental agencies in India. If required by the Sponsors, Winning Entrants shall accept and sign a proof of delivery of the prizes awarded and authorize in writing any further processing and disclosure of winning Entrant´s personal data for the purposes determined by the Sponsors in accordance with Indian laws and regulations.  

 

8.             Notification to Winners

 

The unique identification codes of the Money Remittances of the winners will be published in the legal section at www.riafinancial.com.

Winners will be notified via telephone within ten (10) calendar days after the next day to the drawing of the date and address where to collect the prize (“Place of Delivery”). The Place of Delivery shall be the location of the Authorized Dealer where a winning Entrant collected the funds of a Money Remittance. Sponsors shall reimburse to the winners all reasonable transportation costs incurred up to a maximum amount of Fifty United Stated Dollars (USD 50) or its equivalent in Indian Rupees after receipt of the invoice/s evidencing such costs at the Place of Delivery.

If a Sender fails to provide with the telephone number of the winning Entrant under the payment instruction of an eligible Money Remittance, the Sponsors shall contact the respective Sender to obtain Entrant´s telephone number. If Senders or a winning Entrant are not reachable via telephone after a minimum of three (3) attempts  or if a winner fails to present himself at the Place of Delivery and date communicated by the Sponsors, the Sponsors will award the prize to an alternate Entrant selected in order of appearance  among the resulting Money Remittance entries of the respective raffle and following the communication procedure established herein.  

Entrants awarded with a prize are subject to verification by Sponsors and shall be responsible for presenting a valid identification document before receiving the prize at the Place of Delivery.

 

9.             General Conditions and limitation of liability 

Sponsors may change the Official Rules for this Prize Draw, including the number of drawings for the selection of winners to assure all Entrants of an eligible Money Remittance have a chance to win at least one (1) prize, and discontinue the Prize Draw at any time for events falling out of its control, including without limitation suspected or actual fraud. Sponsors reserve the right at its sole discretion to disqualify any individual if it suspects or finds to violate the Official Rules of the Prize Draw or the terms and conditions applicable to money remittance services. Sponsors shall not bear responsibility for any inaccurate information received from Senders, for the delay in the availability of a Money Remittance to an Entrant at an Authorized Dealer or failure by the Entrant to collect a Money Remittance at an Authorized Dealer within the Prize Draw Period, or for the suspension or cancellation of a Money Remittance in accordance with Sponsor´s terms and conditions and/or laws and regulations applicable to money remittance services in the Sponsor´s Country.   

 

10.         Publicity

Except where prohibited by law, winners grant to Sponsors and its affiliates, and those acting pursuant to their authority, the right and permission to publish and use worldwide in any media, including without limitation the Sponsors´ websites, each winners´ name, picture, portrait and/or voice for advertising and promotional purposes (including the announcement of his or her name, picture or video showing images of the winner on the internet or press release) without additional consideration, compensation, permission or notification.Licensor hereby grants to Licensees, effective upon the Effective Date, an exclusive, perpetual, irrevocable, royalty-free, fully paid-up, worldwide license to use, copy, display, perform, distribute and otherwise commercially exploit, in any manner and in any medium now known or hereinafter devised or created (including by creating or having created media in which Lagasse Publicity Rights are embodied for use in connection with the marketing or distribution of products and services), the Lagasse Publicity Rights in connection with any and all businesses, 3 products or services, excluding only the Permitted Activities other than the Resale Business and other uses reserved to Licensor under Section 2.04; provided, that with respect to the Resale Business, such license shall be non

 

11.         Law and jurisdiction

This Prize Draw shall be governed by and construed in accordance with the laws of India and any disputes in connection with this Prize Draw shall be submitted to the courts in Mumbai, India.

 

 
 
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